Sometimes dreams need a little extra help. With HDFC Bank's Top Up Loans you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc. with super ease and minimal new documentation. Let your dream fuel more dreams.
| Loan Slab (Outstanding Home Loan + Top Up Loan) | Interest Rates (% p.a.) |
|---|---|
Top up for existing customers |
Policy Repo Rate + 3.00% to 3.90% = 9.50% to 10.40% |
| Loan Slab (Balance Transfer + Top Up Simultaneous Loan) | Interest Rates (% p.a.) |
|---|---|
For all loan amounts |
Policy Repo Rate + 2.55% to 3.45% = 9.05% to 9.95% |
| Loan Slab (Outstanding Home Loan + Top Up Loan) | Interest Rates (% p.a.) |
|---|---|
Top up for existing customers |
Policy Repo Rate + 3.65% to 4.20% = 10.15% to 10.70% |
| Loan Slab (Balance Transfer + Top Up Simultaneous Loan) | Interest Rates (% p.a.) |
|---|---|
For all loan amounts |
Policy Repo Rate + 3.20% to 3.75% = 9.70% to 10.25% |
*The above ROI/EMI is applicable for loans under the Adjustable Rate Home Loan Scheme (Floating Interest rate) of HDFC Bank and is subject to change at the time of disbursement. The rates above are variable in nature and linked to HDFC Bank's Repo Rate and shall fluctuate according to the movement in the same. All loans at the sole discretion of HDFC Bank.
To read terms & Conditions, Click Here
Here are a few questions that will answer most of the queries that you may have.
When you apply for a home loan, the lender considers –
Your income and loan repaying capacity to determine loan eligibility
Other factors include your age, retirement age, financial position, credit history, credit score
Enhance your borrowing ability by –
Borrowing for your home purchase is an attractive proposition
A home loan is preferable to other loans because of –
Still apprehensive?
Refinancing your Home Loan makes sense when the new lender –
Don’t refinance if –
Whether you are salaried or self-employed, you can get a home loan.
Terms for both kinds of applicants are the same.
Only difference usually is in the set of documents to be submitted for home loan.
Earnings and creditworthiness are the key factors to determine loan eligibility.
Sometimes dreams need a little extra help. With HDFC Bank's Top Up Loans you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc. with super ease and minimal new documentation. Let your dream fuel more dreams.
| Loan Slab (Outstanding Home Loan + Top Up Loan) | Interest Rates (% p.a.) |
|---|---|
Top up for existing customers |
Policy Repo Rate + 3.00% to 3.90% = 9.50% to 10.40% |
| Loan Slab (Balance Transfer + Top Up Simultaneous Loan) | Interest Rates (% p.a.) |
|---|---|
For all loan amounts |
Policy Repo Rate + 2.55% to 3.45% = 9.05% to 9.95% |
| Loan Slab (Outstanding Home Loan + Top Up Loan) | Interest Rates (% p.a.) |
|---|---|
Top up for existing customers |
Policy Repo Rate + 3.65% to 4.20% = 10.15% to 10.70% |
| Loan Slab (Balance Transfer + Top Up Simultaneous Loan) | Interest Rates (% p.a.) |
|---|---|
For all loan amounts |
Policy Repo Rate + 3.20% to 3.75% = 9.70% to 10.25% |
*The above ROI/EMI is applicable for loans under the Adjustable Rate Home Loan Scheme (Floating Interest rate) of HDFC Bank and is subject to change at the time of disbursement. The rates above are variable in nature and linked to HDFC Bank's Repo Rate and shall fluctuate according to the movement in the same. All loans at the sole discretion of HDFC Bank.
To read terms & Conditions, Click Here
Here are a few questions that will answer most of the queries that you may have.
When you apply for a home loan, the lender considers –
Your income and loan repaying capacity to determine loan eligibility
Other factors include your age, retirement age, financial position, credit history, credit score
Enhance your borrowing ability by –
Borrowing for your home purchase is an attractive proposition
A home loan is preferable to other loans because of –
Still apprehensive?
Refinancing your Home Loan makes sense when the new lender –
Don’t refinance if –
Whether you are salaried or self-employed, you can get a home loan.
Terms for both kinds of applicants are the same.
Only difference usually is in the set of documents to be submitted for home loan.
Earnings and creditworthiness are the key factors to determine loan eligibility.
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