About Us

HDFC is a leading provider of Housing Finance in India. With our customised solutions we have fulfilled over 9 million dreams since inception

Our Experience

Pioneered Housing Finance in 1977.
Cumulative housing unit financed :9 million
Gross loans stood at ₹6.2 trillion
About 2.1 million Deposits Accounts

A model private Housing Finance Company for developing countries with nascent Housing Finance markets.
Undertaken several consultancy assignments in housing finance in various countries across Asia, Africa and East Europe.

Our Core Values

Trust

Integrity

Transparency

Professional Service

Our Objectives

Primary Objective

To enhance the residential housing stock in the country through the provision of Housing Finance in a systematic and professional manner, and to promote home ownership.

Aim

Increase the flow of resources to the housing sector by integrating the housing finance sector with the overall domestic financial markets.

Our Growth Strategies

Increase the Return On Equity each year in order to maximise shareholder value.
Consistently grow the loan book.
Maintain low Gross Non-Performing Assets (NPAs)
Maintain a low cost to income ratio by improving operational efficiency.

Our Leadership And People

Stable and experienced senior management team.
Trained and experienced workforce.

Our Presence

Our Presence - Extensive distribution network of 651 interconnected offices (including 206 offices of HDFC Bank Sales) with outreach programs to several towns and cities all over India.

3 representative offices in Dubai, London and Singapore offering Home Loan products to Non-Resident Indians and Persons of Indian Origin.

Enhanced distribution through HDFC Bank Sales, HDFC Bank and third party Direct Selling Associates.