Important communication for erstwhile HDFC Ltd customers

Pursuant to the amalgamation of erstwhile Housing Development Finance Corporation (“e-HDFC Limited”) with HDFC Bank Limited (“HDFC Bank”) and as advised by the Reserve Bank of India, the floating interest rate of all e-HDFC Limited customers were migrated to External benchmark applicable to HDFC Bank, without any change in the final interest rate charged from the customer. Communication in this regard was sent to all customers between August 12, 2023 to September 16, 2023 via mail.

With an objective to continue to deliver the best of customer experience, all retail customers of e-HDFC Limited (as on the date of amalgamation) can approach the Bank to avail one time option of re-fixing of their present interest rate spread linked with External Benchmark as per their eligibility. There will be no charges levied for this one-time option.
 

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Next Steps:

- If you're a retail customer, you have a one-time option to re-fix your present interest rate spread linked with External Benchmark as per your eligibility. However, if you had availed a loan from HDFC Limited prior to 1st July 2023 and have subsequently converted your loan from 1st July 2023 till date, please ignore this communication.
- To use this option, please visit any HDFC Bank Home Loan branch or log in to the customer portal on our website. 

We appreciate your continued trust in us and are here to ensure your satisfaction with our services.

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