| Notes | Year ended
March 31, 2022 |
Year ended
March 31, 2021 |
||
| (I) | Revenue from operations | |||
| (i) Interest income | 28 | 43,297.21 | 42,771.96 | |
| (ii) Surplus on deployment in liquid instruments | 28.1 | 561.40 | 812.78 | |
| (iii) Dividend income | 29.1 | 1,510.99 | 733.97 | |
| (iv) Rental income | 29.2 | 81.08 | 77.16 | |
| (v) Fees and commission income | 29.3 | 252.63 | 211.65 | |
| (vi) Net gain on fair value changes | 29.4 | 938.47 | 956.48 | |
| (vii) Profit on sale of investments and investment properties (net) | 29.5 | 259.29 | 1,395.49 | |
| (viii) Income on derecognised (assigned) loans | 29.6 | 1,056.00 | 1,190.25 | |
| Total Revenue from operations | 47,957.07 | 48,149.74 | ||
| (II) | Other income | 33.13 | 26.12 | |
| (III) | Total Income (I + II) | 47,990.20 | 48,175.86 | |
| (IV) | Expenses | |||
| (i) Finance cost | 30 | 26,739.21 | 28,614.76 | |
| (ii) Impairment on financial instruments (expected credit loss) | 31 | 1,932.00 | 2,948.00 | |
| (iii) Employee benefit expenses | 32 | 1,060.79 | 914.11 | |
| (iv) Depreciation, amortisation and impairment | 13, 14 & 15 | 172.29 | 158.78 | |
| (v) Other expenses | 33 | 839.60 | 725.12 | |
| Total Expenses | 30,743.89 | 33,360.77 | ||
| (V) | Profit Before Tax (III - IV) | 17,246.31 | 14,815.09 | |
| (VI) | Tax expense | 12.3 | ||
| - Current tax | 3,514.25 | 3,040.65 | ||
| - Deferred tax | (10.12) | (252.86) | ||
| Total Tax Expense | 3,504.13 | 2,787.79 | ||
| (VII) | Net Profit After Tax (V - VI) | 13,742.18 | 12,027.30 | |
| (VIII) | Other comprehensive income | |||
| (A) (i) Items that will not be reclassified to profit/(loss) | (44.25) | 1,815.61 | ||
| (ii) Income tax relating to items that will not be reclassified to profit/(loss) | (10.89) | (138.09) | ||
| Sub Total (A) | 34 | (55.14) | 1,677.52 | |
| (B) (i) Items that will be reclassified to profit/(loss) | 118.93 | 75.77 | ||
| (ii) Income tax relating to items that will be reclassified to profit/(loss) | (29.93) | (19.07) | ||
| Sub Total (B) | 34 | 89.00 | 56.70 | |
| Other comprehensive income (A + B) | 33.86 | 1,734.22 | ||
| (IX) | Total comprehensive income (VII + VIII) | 13,776.04 | 13,761.52 | |
| (X) | Earnings per equity share | 35 | ||
| Basic (`) | 76.01 | 67.77 | ||
| Diluted (`) | 75.20 | 67.20 |
The accompanying notes are an integral part of the standalone financial statements
As per our report of even date attached.
Directors
For S. R. Batliboi & Co. LLP
Chartered Accountants
Firms’ Registration No: 301003E/E300005
For G. M. Kapadia & Co.
Chartered Accountants
Firms’ Registration No: 104767W
Deepak S. Parekh
Chairman
(DIN: 00009078)
U. K. Sinha
(DIN: 00010336)
P. R. Ramesh
(DIN: 01915274)
per Viren Mehta
Partner
Membership No. 048749
Atul Shah
Partner
Membership No. 039569
Keki M. Mistry
Vice Chairman & Chief Executive Officer
(DIN: 00008886)
Ireena Vittal
(DIN: 05195656)
Jalaj Dani
(DIN: 00019080)
Bhaskar Ghosh
(DIN: 06656458)
Rajesh Narain Gupta
(DIN: 00229040)
MUMBAI, May 02, 2022
Renu Sud Karnad
Managing Director
(DIN: 00008064)
V. Srinivasa Rangan
Executive Director & Chief Financial Officer
(DIN: 00030248)
Ajay Agarwal
Company Secretary
(FCS: 9023)
